Distinguished Software Engineer

Job Description:

• Set the company’s multi-year technical strategy as the senior-most individual contributor in Technology, reporting to the Chief Technology Officer
• Define and publish enterprise target architecture across originations, servicing, marketplace, data, and AI
• Own enterprise agent architecture across servicing, collections, dealer, originations, engineering, and back-office workflows
• Establish governed agent access to business capabilities, data, and tools using the Model Context Protocol
• Define agent identity, authorization, observability, evaluation, cost controls, policy boundaries, and audit records
• Design and own migration strategy from on-premises infrastructure to AWS for transactional workloads and Databricks for analytical workloads
• Set data platform architecture for change-data-capture ingestion, streaming, and a modern warehouse
• Architect real-time pricing, credit model serving, scorecard updates, and high-throughput experimentation
• Own unified vehicle inventory, consumer search, and lead-routing marketplace architecture
• Define AI-native software specification, generation, review, testing, deployment, analyzers, and gates
• Own performance instrumentation, latency remediation, peak-event readiness, and degradation controls
• Move the organization toward owned platforms with clear contracts and incremental delivery
• Participate hands-on in design reviews, proofs of concept, code review, and incident analysis
• Influence teams and executives without formal authority and develop staff and principal engineers
• Ensure security, privacy, auditability, and regulatory obligations are embedded in architecture decisions

Requirements:

• Bachelor’s degree in Computer Science, Information Systems, or closely related field of study; or equivalent work experience
• Minimum 10 years of software engineering experience or comparable depth of experience
• Track record of setting and delivering multi-year technical strategy at enterprise scale as an individual contributor
• Depth in distributed systems architecture and at least two specified areas: agentic or LLM-based systems in production; large-scale cloud migration; modern data platform and lakehouse architecture; machine learning platform and model serving; or high-traffic consumer or marketplace applications
• Architecture ownership of agentic or LLM-based systems that reached production
• Demonstrated ownership of a legacy-to-modern migration with production revenue at stake
• Hands-on experience reading code, writing proofs of concept, joining design reviews, and participating in incident analysis
• Evidence of influence without authority across organizational boundaries, including executive-level impact
• Strong written communication
• Ability to develop staff and principal engineers and raise the technical bar of engineers not directly managed
• Experience delivering in a regulated industry or ability to work within audit, security, and compliance constraints
• Required degrees earned at accredited institutions recognized by the Council for Higher Education Accreditation or equivalent

Benefits:

• Annual variable bonus of cash and equity
• 401(K) match
• Adoption assistance
• Parental leave
• Tuition reimbursement
• Comprehensive medical, dental, and vision coverage
• Many nonstandard benefits
• Flexible work-life balance
• Casual work environment
• Professional development and continuous improvement opportunities
• Potential premium for eligible candidates residing in San Francisco, Seattle, Boston, New York City, Los Angeles, or San Diego